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Found 11 results

  1. Have you heard of Campanda?? It's a way of generating income from your "inactive periods" from your RV.. Sounds interesting.. but, wait.. I looked at this and concluded that it's probably not worth the aggravation, risk or insurance costs... Campanda among other companies that do this say that they cover any risks, but, you still need to have personal insurance, and while my insurance company told me that they would cancel my policy if I rented it out... other companies that would not object, State Farm Insurance.. would supposedly allow it.. An option is to ask the renter to provide insurance certificate for personal liability, and property damage while they have physical possession of the rental of your vehicle. Unfortunately, from all my research on this subject, the general consensus is that unless you have "commercial insurance"... you're running the risk of physical and financial loss and exposure.. https://www.rvrentalconnection.com/business-articles/commercial-rv-rental-insurance-vs-website-offered-rv-insurance-100 Any thoughts on this...?
  2. I purchased insurance for all my vehicles (at the time 4 cars and an RV) from National General after finding them as a partner with FMCA. For years, never had a claim until recently when my RV was damaged in a wind storm. Debris struck the windshield shattering it and damaged part of the roof. I filed a claim, took it to were they wanted it to go, their adjuster came out and recommended a "Winnebago approved repair" that would result in a visible seam along one side of my roof and would not return my RV to pre-damage condition - a solid fiberglass roof which is why I purchased my RV. The repair shop they sent me to does not recommend this repair as it will devalue the RV and could leak in the future and changes how the water runs off the roof. I told National General I would not accept this repair. My email was ignored until weeks later I sent a follow-up email and was told they had sent a check to the repair shop "last month" and basically they were not going to accept the recommended repair by the shop they sent me too. I have asked for a supervisor and that's been ignored too. I've had my attorney look at the policy and he told me that National General had to repair the RV by returning it to it's pre-damage state, not a substandard repair. So the RV continues to sit with a shattered windshield, roof that needs repair and not being able to be used for over 30 days now. Fair warning. They want your money but don't make a claim as it is nothing but a hassle. If National General is still an FMCA partner where is FMCA's assistance to support one of their members. I called FMCA headquarters and after being on hold for a long time it then said leave a message which I did.
  3. Does anyone have any experience (I hope not, but.....) with Emergency Assistance Insurance, where if you or your spouse has heart problems or any other problems and need to be Hospitalized, and can't drive your RV, where the Insurance Company will pay to fly you, your spouse and pet, on a medical airplane home, then arrange for your RV to be brought home, also? I would appreciate any 'first hand' help on this. Thanks, McCord
  4. Best Motorhome Insurance?

    We're doing comparisons of all the RV insurance plans available and wonder which is the best. Do any of you have recommendations? Who do you use?
  5. Insurance Increase

    HI, I have my RV (I'm full time), car and small utility trailer through the FMCA insurance program here in Florida. Last year I removed one car and had two points removed from my license (2 left). I just received my new policy and the yearly increase in insurance is about $850.00! What gives? When I contacted the carrier I was told basically take it or leave it! Note: this is same carrier that Camping World uses. Any one have any better insurance plans that they know of?
  6. I did not see a forum for Insurance. I would highly recommend it so we can discuss providers, policy coverage, claims experience and the like. Tim
  7. I did not see a forum dedicated to insurance and I will suggest one. Does anyone have specific comments on claims experience with National Interstate and Blue Sky? I have a Blue Sky policy (Full Timer, Replacement Value) and am looking to switch to National Interstate with the same (Full Timer, Replacement Value). SInce I am the original owner it appears I can keep the Replacement Value coverage which is REAL important to us Full Timers. National is coming out very competitive with pricing, but I have the benefit of having read my Blue Sky policy and understand coverage. No issues with them at all, just quite a bit more expensive. Tim
  8. Extended Service Warranty

    Hi, I was wondering if anyone else had any experience with Nationwide Warrantees? It seemed like a great deal at first well of course "if it look too good... it's NOT!" When trying to make a claim last month I have found them to be arrogant, nasty, and totally unhelpful to their customers. I started the policy in November of last year with no claims till now and a couple of thousand dollars in payments to them. Last year I decided to look for a now extended warrantee for my 1997 Discovery 36RS coach. Nationwide offered 4 years for the price of 3. Well to cut along story short I tried to make a claim for my fridge and not only was it denied but with very nasty conversations and voice mail messages from them. They treated my like dirt and basically told me we don't care about you and we are not going to honor our contract. When I tried to contact them again, it took 3 emails and 2 phone calls I was fed up so I said CANCEL my policy and give me a refund. I was told it had to be in writing, which I did immediately. Another nasty email from a supervisor who told me to go jump in a lake and they are NOT going to give me any portion of my money back. A warning to anyone out there looking for an Extended Service Warrantee... do NOT use Nationwide Warrantee as they are a rip off... I am still fighting to get my money back. Keep smiling Phill
  9. We just purchased a new Allegro Bus and looked at our options for RV insurance. When we notified our current insurance company, GEICO, they wanted, for a similar policy, about $600/year more than what we had been paying...BUT they would only insure us if the deductible was INCREASED from $1000 to $10,000. We have excellent driving records and no accidents, but within the past six months had a claim for vandalism while the motorhome was in storage. That's a ten-fold increase in the deductible!!! The vandalism was covered by our comprehensive clause, and we've since moved to a more secure storage location. (The original storage, although, was in a secured facility. Kids shot the MH with a pellet gun through the chain-link fence.) Wanting to get alternate quotes, we called the FMCA endorsed provider, GMAC. The agent was very pleasant and took all the information, and even solicited insuring both our cars at the same time. He told us that if we agreed to insure both cars, he could approve the policy immediately, but without the cars, it would take an underwriter review that would take 24 hours. We agreed to include both cars, and gave him all the necessary information, only to hear that when he submitted the application, the "system" told him we would need an underwriter review. (misrepresentation #1) He agreed to call us by mid-day the next day. We are on the road traveling until the end of the month. No call. We followed up and left two messages, finally calling the main number for GMAC to try to get a response. After 24 hours, the agent finally called back, telling us that for some reason, the underwriting group hadn't gotten back to him yet. He seemed very surprised, but assured us we would have the review within the next 24 hours (misrepresentation #2) Another day passes without any word. Finally, on the third day, the agent called again and assured us they would soon review the policy, and lots of excuses about workload, lack of the agent getting return calls from underwriters, etc. In the last call, two days ago, he assured us he'd keep working on it, but recommended we renew our existing policy so we would have continued insurance coverage!!! (Recommending we continue to deal with a competitor!) Now, at the end of another business day, no further word from GMAC. This is really amazing to us for a company that carries the FMCA endorsement. Again, we have excellent driving records and the only claim of any substance in all our years of RV ownership has been this vandalism. I think GMAC is simply trying to ignore us and hope we'll go away. This is NOT the kind of service I'd expect for the company that carries FMCA's endorsement, to say the least. If we do not get a response from GMAC by the time we get home, we're filing a complaint with our state insurance commission. I think an applicant, especially one who has the FMCA membership as a reference, deserves a business-like response. The new motorhome cost about $300K. GEICO and GMAC both told us that since it is a "high value" unit, they require special premiums and reviews before approval. I can understand that if we bought a million dollar high=end unit, but one that cost $300K?
  10. Reliable RV Insurance Provider

    For the second time, we've had our insurance cancelled without notice by Poliseek, our agent with Blue Sky Insurance. Probably, it's yet another admin goof on their end, the first stemming from a change to our autocharge due to internal problems at Citibank. I have no doubt this is another admin flub, but these are adding up. If members have a preferred insurance provider, I'd enjoy hearing your input. After-Action Report: I screwed up, plain and simple. 'Mis-read their correspondence, am pleased to report all is fine with Poli-Seek and Blue Sky. Summed up, the sole negative is that we had to submit paperwork to back up a change to the autocharge card number, which seems a needless pain. Wayne from Strictly Cycles and I were just on the phone, a great character and a pleasure to deal with. Thanks for his, and all the other, links. We pack a powerful punch, minimize our mistakes, by comparing notes and watching each others' backs. For that, you have my gratitude, each and every one of you! Pilots aren't supposed to make mistakes like this...Controller: "Descend two four hundred." Flying Tigers Crew: "Roger, descend to four hundred." Or, on one flight in the American Southwest: Copilot: "Hey, isn't the minimum altitude here... <BANG!>" Lots of other examples, in aviation history.
  11. I just purchased a partially restored 1976 GMC motorhome. The RV can be registered in my state with antique motor vehicle plates. However, the state law stipulates the motorhome with antique plates can only be used on the road for attending rallies, participating in parades, etc. Therefore I registered the RV with the department of motor vehicles with "normal" license plates for a RV. I contacted my insurance company and requested coverage based on an "agreed upon value" since the motorhome is an antique and book values may not be appropriate. Upon receipt of my policy, I did not receive the requested "agreed upon value" coverage. We are now negotiating the insurance coverage anticipating they will capitulate and honor my request. What is the "accepted practice" for insurance coverage for antique RVs? Is the "agreed upon value" the correct coverage? Other options?