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Posted 15 December 2011 - 11:27 AM
Posted 15 December 2011 - 10:59 PM
2006 Alfa See Ya
2005 Jeep Liberty Renegade
Roadmaster Falcon 2 Towbar
Brake Buddy Vantage
Posted 15 December 2011 - 11:56 PM
You don't mention your age or your health. Both would be part of the decision on how to handle your insurance. We both recently reached the magic age and are on Medicare now. We selected original Medicare with a part B supplement so we can get medical care anywhere we go and we are covered. Our part B supplement even covers foreign countries for the first 60 days out of country. That is useful if you plan to spend time in Canada. If you aren't to Medicare age yet, this is something to consider. If you have significant health problems you may have to stay close to California to utilize your insurance there. The price benefits of group insurance make it almost impossible to go independent and get similar coverage. If your health is good, you may want to change insurance and find coverage that is based where you will spend most of your time.
2004 Monaco Windsor, Cummins 400 ISL
Roadmaster Sterling Tow Bar, Brakemaster, Chevy Trailblazer, BikeE Recumbent Bicycles
After 9 1/2 years full time in our motor home and being Winter Texans we are now living at Sandpipers Resort in Edinburg, Texas. Now we are Summer Chickens!
"The tipi is much better to live in; always clean and warm in winter, cool in summer, easy to move... If the Great Spirit wanted men to live in one place he would have made the world stand still." -- Flying Hawk, South Dakota Oglala Sioux
Posted 16 December 2011 - 11:30 AM
As Tom said, welcome to the forum. We retired out of California a few years ago and are full timers also. We both had Blue Cross/Blue Shield managed by Anthem through Cal PERS. As part of my research before moving our domicile to South Dakota, I found our existing Blue Cross Basic plan could be transferred to "Blue Cross Out of State" status. It cost another hundred and something dollars per month to initiate that plan. So we have Blue Cross/Blue Shield coverage everywhere in the U.S. We have had no trouble finding Blue Cross/Blue Shield providers (doctors, hospitals) during our travels.
Since then I went onto Medicare as Tom described, but my secondary insurance still is Blue Cross/Blue Shield out of state.
Call your insurance and ask if they have an out of state program. If no go, talk to a supervisor (or more), read everything on their website, and have them send you written copies of their plan's policies. I found some phone reps are not familiar with the out of state coverage. And you may find another alternative in the process. Yes it is time consuming but worth it in the end.
Safari Serengeti, 3126B, VMSpc | Ford Van, M&G Braking System | Scooter
See Us Here
Posted 04 February 2012 - 11:46 AM
Just want to thank you for your reply. It was very helpful and enlightening. Now I just have to get it started before we hit the road in April.
Once again thank you.
John and Jennifer
Posted 04 February 2012 - 11:47 AM
Just wanted to say "thank you" for your reply. It was very helpful.
John and Jennifer
Posted 04 February 2012 - 11:53 AM
My wife is still working and we have BC/BS through her company. She will be retiring this yaer and will need to get part 'B' and secondary. I have VA to cover my Meds., but I will probably join her with the secondary coverage.
Herman & Bobbie Mullins
'02 Monaco Dynasty
40 ft 400 HP ISL
Chevrolet Silverado (M & G air brakes)
US Navy PR-3 1956 to 1964
Lone Star Chapter FMCA
Southcentral Lucky Rollers
Rally in The Pasture
Posted 04 February 2012 - 01:07 PM
Posted 23 February 2012 - 02:42 AM
Posted 18 April 2012 - 08:26 AM
Full Timing since 12/2010
2002 Safari Trek 2830 P30 Workhorse 8.1L
Posted 16 November 2012 - 05:05 PM
Well we are finally going fulltiming starting Dec. 1, 2012. We are from Canada, have some coverage for out of province for 30 days. We are 60 and 59 years young, no health issues.
I would like to know what coverage is out there for the Canadians from Ontario for the Snowbirds.
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