I checked with Mliller's Insurance Agency, FMCA's 'endorsed rv insurer, and Miller's didn't have FMCA on their 'discounted rate' list. They used Good Sam's. In any event, they were juvenile in their needed information to quote a price. Couldn't answer the questions via the internet. Had to download the form, complete same, scan and email back to them. Miller's rep was basically useless. Long story short, don't waste your time with this bunch. I'm with Safeco here in Texas and my rate actually went down this year. My renewal is in February, 2020.