I've got both. Hands down, the TSD card is the winner. A few reasons:
Both TSD and TCS cards are for use on diesel pumps.
TSD has better discounts.
TSD is fully automated once set up. They do a nightly reconciliation and do one pull from your account to cover the transactions for that day.
TSD is much easier to get set up.
TCS does offer discounts in a few brands that TSD doesn't
TCS is a pre-paid cash card. You have to have money on deposit to use the card.
TCS has a difficult system for loading the card, with the free options taking at least a day or two.
I did get the TCS card, despite its shortcomings, so that I have an additional payment method if needed. I put a few hundred dollars on the card, and it just sits there for now ready if I need it. We use the TSD card as often as possible.
If you get the TSD, the card is issued by EFS, which is a large fuel payment company used by many trucking companies. You can then load that card as your payment card for places like Loves. If you have the Loves app and load the EFS card, you can then start the pumps through the app and never need to go in to the fuel desk. The receipt will be in the app, and you'll get an email with the nightly reconciliation showing your discount and the fee taken. The fee for the TSD card is 10% of the discount given. Quite a deal since the discount is huge.
The TCS card is okay, but I feel that it's not the best out there. I was hoping that FMCA would have gotten in on a better program, but apparently not.
Thanks for this comparison...I've had the TSD card for a few months now and cannot believe how much we have saved. Having just seen this other TCS card advertised by FMCA, I was curious how they compare and you have answered that question! So far, I have been able to save between $25 and 30 per fillup of our 100gal tank, using the phone app to plot my next stop for fuel. I am wondering how the phone apps compare, from your experience...
Looking at a 2019 Jeep Cherokee Trailhawk with Active Drive II... the written information states only Quadra-Trac II is possible to flat tow. Can someone please explain the difference and whether the Active Drive II is towable?
TCS vs TSD Fuel Discount Card
in General Discussion
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Thanks for this comparison...I've had the TSD card for a few months now and cannot believe how much we have saved. Having just seen this other TCS card advertised by FMCA, I was curious how they compare and you have answered that question! So far, I have been able to save between $25 and 30 per fillup of our 100gal tank, using the phone app to plot my next stop for fuel. I am wondering how the phone apps compare, from your experience...