May I ask you what kind if rig your insuring? We have Hartford currently also through AARP was thrilled when we got it because we had the house, boat, motor home truck and 2 cars. One of them a BMW and they are generally spendy to insure. They saved us 600. A year so we were thrilled. Have since sold boat, have new much larger coach, and got rid of beamer in lue of jeep to tow. Last year we had some serious damage to our house to tune if 80,000 and were still not fighting with them to get everything covered. They have made our lives **** to be blunt. Maybe if they drop premium for a year after claim I'll stay with them. Lol