We bought our first MH a year ago and got Good Sam Ext Warranty. It is expensive, has a $500 deductible and hasn't yet covered any issues we've had (but we haven't had major issues, thank goodness). Time to renew so I'm looking for an alternative. Looked up American Guardian but was a bit put off by a very unfavorable blog from 2010 about AG not giving pre-authorization and then denying claims. Anybody have experience in this regard . . . the one mention of AG in this thread was very favorable.