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Found 4 results

  1. New to FMCA. We are retired and have just sold our oldie moldy 5th wheel and are now switching gears (no pun) to transition into a motor home. After looking for just the right mode of travel for 6 years we feel a MH is best for us at this time of life. But they are expensive! And we want to make the best possible deal. My questions is: Can you get a better price by negotiating your financing with the dealer or should we go for a loan from our financial institution (bank or investment mgr.). I know interest rates play into it obviously, but if we plan an early payoff the bottom line price is very important out of the gate. Any advice from experienced buyers gratefully accepted.
  2. In 2013 we purchased a 2005 41' Haulmark motorcoach; (19K miles, Freightliner Columbia chassis- $200K new) At the time we had a Dutchstar which was financed, so we took out a HELOC for the Haulmark purchase. The plan was to obtain an RV loan for the Haulmark after we sold the Dutchstar. As we began applying for the Haulmark RV loan, we found that the amount the lenders would lend was extremely LOW. We applied through Essex and Santander. They both told us they use NADA values as their guide. We approached Haulmark. They told us that while they acknowledged the discrepancy, because of the age of the coach the NADA value had been established and could not be adjusted. The values are based on a traditional Class C. Our coach is better matched to an over the road semi truck chassis. I understand the subjective values we all put on our RVs, the market value and how RVs relate to the overall economy but the amount allowed would have been enough to buy just the motor! It seems as though the values are determined by some sort of algorithm rather than a fair market value. 3 years have passed and we would still like to obtain an RV loan for the coach. As you can imagine the values have dropped and are even more out of line. Any ideas, resources, experiences? The coach is immaculate, well cared for, 36K miles. Thanks
  3. Any recommendation on RV loan financing? Also If it is our primary residence, is it a mortgage? Who should we stay away from etc. Any advise would be greatly appreciated. Sign Sell and drive to live!
  4. We recently listed our 1997 Monaco Dynasty for sale and have an interested buyer. The buyer says his bank won't finance a motorhome more than 13 years old (i.e. before 2000). I called the lenders who advertise in the FMCA and MotorHome magazines (Sun Trust, Essex, Good Sam). Each indicated they would not lend against a 1997 motorhome. The buyer is willing to put $10,000 down and is looking to finance the $30,000 remainder. If I can help the buyer secure a loan, he's willing to purchase my coach. Does anyone know of a lender willing to finance the purchase of a 1997 motorhome? Any ideas will be welcome. Thanks so much. Tim
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