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My RV insurance written by Allstate in Georgia is going up from $509/yr to $690/yr so I thought I'd take advantage of the RV Insurance DISCOUNT offered by FMCA. I mean that's one of the main reasons we join FMCA right? The Discounts? FMCA quoted me $1257/yr. Imagine my shock. I read over my Allstate policy and it's pretty good. Not a lot of exclusions. Not any more than some others I've been reading about on this forum. FMCA quote had a $2500 deductible. Allstate's deductible was $500. Needless to say I'm disappointed with the "discount" I was given through FMCA. With the purchasing power of THOUSANDS of RV owners I'm not sure anybody is profiting over this deal except the insurance companies and the kick backs given to FMCA for all the policies sold to it's members. I was one guy buying a policy from Allstate. FMCA represents THOUSANDS of members and this is the best pricing structure they can offer? Again, I'm disappointed. Curtis Smith 2006 Holiday Rambler Ambassador 40' Diesel Pusher Ringgold, GA.

We have just purchased a used RV and are looking for the best insurance coverage. We would like replacement cost. Any suggestions or experiences would be greatly appreciated. We also like any suggestions on what we should include in the purchased coverage as some policies let you pick and choose. What would be the best companies to deal with in customer service and coverage.

When we purchased 1st and 2nd RVs, MH dealers offered 1 yr "free" Travel Assist insurance plan, by the associated provider to that franchise dealers, with each purchase. ( FYI- 2013 was only our 2nd year in a RV, but looking forward to many more.) It is time to decide IF we need / want this, and WHICH provider plan to choose if we purchase again. We are interested in hearing from those who have more years RVing, and or full-timing experience: - Do you have travel assist insurance, - What experience have you had if a "claim" situation arose for you, and - Does which provider make a difference - or are all basically offering the same services? Thanks for any advice and info as we consider merits.

I have heard about insurance for our RVs that can be suspended during winter storage and the restarted when you get out in the spring. Sounds like a good deal if it's not radically expensive. Does anyone know, or have this type of insurance? Every time I walk to the post office to mail my payment I have to pass my lonesome baby, it kills me to pay for insurance that is not being used. Larry