mareid99 Report post Posted August 23, 2021 I am curious about if financing companies allow for living in them full time. Ultimately I'll be using a mail forwarding co, St. Brendands isle and switching everything to that address. Who finances full-timers? Share this post Link to post Share on other sites
skykingtcb Report post Posted August 24, 2021 interesting I didn't know they cared as long as the numbers were good for them. In my humble opinion I think your good. But I have been wrong before. Share this post Link to post Share on other sites
rayin Report post Posted August 24, 2021 (edited) There are at least 2 financial institutions full-timers use. Bank of the West and Alliant, Edited August 24, 2021 by rayin Share this post Link to post Share on other sites
manholt Report post Posted August 24, 2021 Due to COVID-19, we financed our current coach....Bank of the West, they don't care as Ray said. Share this post Link to post Share on other sites
wildebill308 Report post Posted August 24, 2021 (edited) I don't recall any questions about wheatear I was going to live full time in my RV. I went with Huntington National Bank. You said "Ultimately I'll be using a mail forwarding co, St. Brendands isle and switching everything to that address." Trying to understand what has to do with financing your RV? Bill Edited August 24, 2021 by wildebill308 Share this post Link to post Share on other sites
mareid99 Report post Posted August 25, 2021 Bill one company I chatted with already made a comment about "need a perm address for you so they will not allow to finance livable units" I wasn't sure if this was industry wide or not. My thinking the mail forwarding service, St. Brendands isle and domicile dec. would work for that or not. Share this post Link to post Share on other sites
wildebill308 Report post Posted August 25, 2021 Don't you have a permeant address/domicile now? Personally I would look at Escapees and domicile in Texas because there is no state income tax. https://www.escapees.com/education/domicile/texas/ Bill Share this post Link to post Share on other sites
rayin Report post Posted August 26, 2021 ST. Brendans Isle is a mythical island according to Wikipadia: https://en.wikipedia.org/wiki/Saint_Brendan%27s_Island Share this post Link to post Share on other sites
elkhartjim Report post Posted August 26, 2021 I think St Brendans Isle is the name of a mail forwarding service in Florida. Share this post Link to post Share on other sites
manholt Report post Posted August 26, 2021 There are so many mail forwarding services out there....mostly I hear about Escapees, North Dakota and a couple in Florida! No reason to over think this... Share this post Link to post Share on other sites
mareid99 Report post Posted August 27, 2021 Bill yes I do now, but I plan on leaving when the lease expires and move into the RV Share this post Link to post Share on other sites
oldgrape Report post Posted August 27, 2021 Very few finance companies want to finance fill timers. Good Sam's also finances full timers. Another problem with financing for full timers is they sometimes hit us with a higher interest rate. Buyer beware. Share this post Link to post Share on other sites
wildebill308 Report post Posted August 28, 2021 5 hours ago, mareid99 said: Bill yes I do now, but I plan on leaving when the lease expires and move into the RV So what's the problem? you have a permanent address. I don't recall anyone saying you had to stay at the same address for the duration of the loan. If you move you file a change of address. I pay my payment automatically on line anyway. They don't care where I am as long as the payment is on time. By the way I have been on the road since June tenth and no one from the bank has asked where I am. Bill Share this post Link to post Share on other sites
mareid99 Report post Posted March 10, 2022 Point taken WillBill, thanks Share this post Link to post Share on other sites