gorm50 Report post Posted June 10, 2015 I'm interested if anyone owning a coach produced BEFORE Feb 2005 misunderstands, is confused, unaware of the Good Sam National General replacement coverage incident to a total loss? I own an older coach but understood on purchase I enjoyed replacement coverage incident to a total loss if incurred during its current and four (4) subsequent model years. Additionally, I understood AFTER that coverage expired I enjoyed a benefit that provided FULL purchase price (on submission of original purchase agreement) "IF" I purchased a new coach and applied the insurance proceeds toward that purchase. I NOW learn this second phase coverage require an ADDITIONAL premium and, to be effective, must be listed as "replacement coverage" on my declaration page. Am told that second phase coverage ONLY became operative with new purchases AFTER Jan 2005. Share this post Link to post Share on other sites