I had Geico for 30 years but their costs got too high and they could not insure for more than $300,000.00. I went to GMAC/SAM. I only pay the moving part of vehicle insurance (not fire/theft etc) for the motorhome while it is on the road. The deal is one month at a time so if I take the motorhome out for 2 months I pay for 2 months.