A post-mortem on the FMCA MiFi deal. I got one and it worked OK. At $50 a month for $22 a gig I called Verizon and verified it was not possible to get any cheaper plan. People have to understand that in many rural areas, Verizon is the only option that works. So they do charge a premium price compared to Sprint/T Mobile/Cricket-AT&T. And thats fair.
Still, eventually I realized that the MiFi alone was not going to cut it. Verizon now has plans that have up to 75 gig for phones, and that don't fall off the cliff when you exceed the cap. And I needed my phones to work in the wilderness too and not just the MiFi. So I reluctantly traded in 4 beloved Cricket wireless sims for 4 Verizon sims, saw my bill almost triple, but get service everywhere now.
I kept asking Verizon if there was any better plan on the MiFi, and they said no, but they were wrong. Online I was able to switch it to a $20 a month unlimited (15 gig really) plan that falls back to .6 Mbs after that. (Enough to surf and email forever at least, albeit slowly). So it turns out that once you switch to Verizon and downgrade the MiFi to the $20 plan, you still got the MiFi for free and so that is a really good deal. You don't have to stay on the FMCA plan if you have cell phones in your account - and there is no penalty.